:root {
    --color-primary: #1D5C5C;
    --color-primary-light: #2A7A7A;
    --color-primary-dark: #134242;
    --color-primary-deeper: #0D2E2E;
    --color-white: #FFFFFF;
    --color-off-white: #F8FAF9;
    --color-cream: #F2F5F4;
    --color-gray-100: #E8EDEB;
    --color-gray-200: #D1D9D6;
    --color-gray-300: #9AACA5;
    --color-gray-400: #6B8079;
    --color-gray-500: #4A5C56;
    --color-charcoal: #1A2421;
    --color-black: #0D1210;
    --color-gold: #C9A962;
    --color-gold-light: #D4BC7D;
    --color-green: #2E7D32;
    --color-green-light: #E8F5E9;
    --font-display: 'Cormorant Garamond', Georgia, serif;
    --font-body: 'Montserrat', -apple-system, BlinkMacSystemFont, sans-serif;
    --transition-fast: 0.2s ease;
    --transition-medium: 0.4s ease;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body { font-family: var(--font-body); font-weight: 400; line-height: 1.7; color: var(--color-charcoal); background: var(--color-off-white); }

.container { max-width: 1280px; margin: 0 auto; padding: 0 clamp(20px, 5vw, 60px); }

/* ── Navbar ── */
.navbar { position: fixed; top: 0; left: 0; right: 0; z-index: 1000; padding: 20px 0; transition: all var(--transition-medium); background: transparent; }
.navbar.scrolled { background: rgba(13,18,16,0.95); backdrop-filter: blur(20px); padding: 12px 0; }
.nav-container { max-width: 1280px; margin: 0 auto; padding: 0 clamp(20px,5vw,60px); display: flex; align-items: center; justify-content: space-between; }
.nav-logo { display: flex; align-items: center; text-decoration: none; }
.logo-img { height: 44px; width: auto; transition: var(--transition-fast); }
.navbar.scrolled .logo-img { height: 36px; }
.nav-menu { display: flex; list-style: none; gap: 40px; align-items: center; }
.nav-link { text-decoration: none; font-size: 0.8rem; font-weight: 500; letter-spacing: 0.08em; text-transform: uppercase; color: var(--color-white); opacity: 0.8; transition: var(--transition-fast); }
.nav-link:hover, .nav-link.active { opacity: 1; color: var(--color-gold); }
.nav-cta { background: var(--color-primary); color: var(--color-white) !important; padding: 10px 24px; border-radius: 4px; opacity: 1 !important; }
.nav-cta:hover { background: var(--color-primary-light); }
.nav-toggle { display: none; background: none; border: none; cursor: pointer; padding: 8px; }
.nav-toggle span { display: block; width: 24px; height: 2px; background: var(--color-white); margin: 5px 0; transition: var(--transition-fast); }

@media (max-width: 768px) {
    .nav-toggle { display: block; }
    .nav-menu { display: none; position: absolute; top: 100%; left: 0; right: 0; background: rgba(13,18,16,0.98); flex-direction: column; padding: 24px; gap: 20px; }
    .nav-menu.open { display: flex; }
}

/* ── Deals Hero ── */
.deals-hero { background: linear-gradient(135deg, var(--color-primary-deeper) 0%, var(--color-primary-dark) 50%, var(--color-primary) 100%); color: var(--color-white); padding: clamp(120px, 15vw, 180px) 0 clamp(60px, 8vw, 100px); text-align: center; }
.section-label { display: inline-block; font-size: 0.7rem; font-weight: 600; letter-spacing: 0.2em; text-transform: uppercase; color: var(--color-gold); margin-bottom: 16px; }
.page-title { font-family: var(--font-display); font-size: clamp(2.2rem, 5vw, 3.8rem); font-weight: 600; line-height: 1.15; margin-bottom: 20px; }
.page-subtitle { font-size: clamp(0.9rem, 1.5vw, 1.05rem); line-height: 1.8; max-width: 720px; margin: 0 auto 40px; opacity: 0.85; font-weight: 300; }
.page-subtitle strong { font-weight: 600; color: var(--color-gold-light); }

.criteria-badges { display: flex; justify-content: center; gap: 16px; flex-wrap: wrap; }
.badge { background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.15); border-radius: 8px; padding: 16px 24px; text-align: center; min-width: 130px; transition: var(--transition-fast); }
.badge:hover { background: rgba(255,255,255,0.12); border-color: var(--color-gold); }
.badge-value { display: block; font-family: var(--font-display); font-size: 1.6rem; font-weight: 700; color: var(--color-gold); }
.badge-label { display: block; font-size: 0.7rem; letter-spacing: 0.05em; text-transform: uppercase; opacity: 0.7; margin-top: 4px; }

/* ── How It Works ── */
.how-it-works { padding: clamp(60px, 8vw, 100px) 0; background: var(--color-white); }
.section-heading { font-family: var(--font-display); font-size: clamp(1.6rem, 3vw, 2.4rem); font-weight: 600; text-align: center; margin-bottom: 48px; color: var(--color-primary-dark); }
.steps-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; }
.step { text-align: center; }
.step-number { font-family: var(--font-display); font-size: 2rem; font-weight: 700; color: var(--color-gold); margin-bottom: 12px; }
.step h3 { font-size: 0.95rem; font-weight: 600; margin-bottom: 8px; color: var(--color-primary-dark); }
.step p { font-size: 0.85rem; line-height: 1.7; color: var(--color-gray-500); }
@media (max-width: 768px) { .steps-grid { grid-template-columns: repeat(2, 1fr); gap: 24px; } }
@media (max-width: 480px) { .steps-grid { grid-template-columns: 1fr; } }

/* ── Filters ── */
.filters-section { padding: 32px 0 0; }
.filters-bar { display: flex; gap: 16px; flex-wrap: wrap; align-items: end; padding: 24px 28px; background: var(--color-white); border-radius: 12px; box-shadow: 0 2px 20px rgba(0,0,0,0.06); }
.filter-group { display: flex; flex-direction: column; gap: 4px; flex: 1; min-width: 140px; }
.filter-group label { font-size: 0.7rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.08em; color: var(--color-gray-400); }
.filter-group select { font-family: var(--font-body); font-size: 0.85rem; padding: 10px 12px; border: 1px solid var(--color-gray-200); border-radius: 6px; background: var(--color-off-white); color: var(--color-charcoal); cursor: pointer; appearance: auto; }
.filter-group select:focus { outline: none; border-color: var(--color-primary); }
.results-count { font-size: 0.8rem; color: var(--color-gray-400); margin-top: 16px; }

/* ── Deal Cards Grid ── */
.deals-grid-section { padding: 32px 0 clamp(60px, 8vw, 100px); }
.deals-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(360px, 1fr)); gap: 28px; }
@media (max-width: 480px) { .deals-grid { grid-template-columns: 1fr; } }

.deal-card { background: var(--color-white); border-radius: 12px; overflow: hidden; box-shadow: 0 2px 16px rgba(0,0,0,0.06); transition: all var(--transition-medium); display: flex; flex-direction: column; }
.deal-card:hover { box-shadow: 0 8px 40px rgba(0,0,0,0.1); transform: translateY(-4px); }

.card-header { display: flex; justify-content: space-between; align-items: center; padding: 16px 24px 0; }
.card-status { font-size: 0.65rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.1em; padding: 4px 10px; border-radius: 4px; }
.status-active { background: var(--color-green-light); color: var(--color-green); }
.status-uc { background: #FFF3E0; color: #E65100; }
.status-closed { background: var(--color-gray-100); color: var(--color-gray-400); }
.card-loan-type { font-size: 0.65rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.1em; padding: 4px 10px; border-radius: 4px; background: var(--color-primary); color: var(--color-white); }

.card-rate { padding: 20px 24px 12px; text-align: center; }
.rate-value { font-family: var(--font-display); font-size: 3rem; font-weight: 700; color: var(--color-primary); line-height: 1; }
.rate-label { display: block; font-size: 0.7rem; text-transform: uppercase; letter-spacing: 0.1em; color: var(--color-gray-400); margin-top: 4px; }

.card-location { padding: 0 24px 16px; text-align: center; border-bottom: 1px solid var(--color-gray-100); }
.card-location h3 { font-family: var(--font-display); font-size: 1.4rem; font-weight: 600; color: var(--color-charcoal); }
.card-location p { font-size: 0.8rem; color: var(--color-gray-400); margin-top: 4px; }

.card-metrics { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1px; background: var(--color-gray-100); }
.metric { padding: 14px 16px; text-align: center; background: var(--color-white); }
.metric-value { display: block; font-size: 0.95rem; font-weight: 600; color: var(--color-charcoal); }
.metric-label { display: block; font-size: 0.65rem; text-transform: uppercase; letter-spacing: 0.05em; color: var(--color-gray-400); margin-top: 2px; }
.metric.positive .metric-value { color: var(--color-green); }
.metric.negative .metric-value { color: #C62828; }

.card-sub-metrics { display: flex; justify-content: center; gap: 16px; padding: 8px 24px; font-size: 0.72rem; color: var(--color-gray-400); border-bottom: 1px solid var(--color-gray-100); }
.card-sub-metrics span { white-space: nowrap; }

.card-hoa { font-size: 0.6rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.08em; padding: 3px 8px; border-radius: 4px; background: #FFF8E1; color: #F9A825; }

.card-highlight { padding: 12px 24px; font-size: 0.8rem; color: var(--color-primary); font-weight: 500; text-align: center; background: rgba(29,92,92,0.04); }

.card-actions { padding: 16px 24px 20px; display: flex; gap: 12px; margin-top: auto; }
.btn-details, .btn-request { flex: 1; padding: 12px; font-family: var(--font-body); font-size: 0.8rem; font-weight: 600; border-radius: 6px; cursor: pointer; text-transform: uppercase; letter-spacing: 0.06em; transition: var(--transition-fast); border: none; }
.btn-details { background: transparent; border: 1.5px solid var(--color-primary); color: var(--color-primary); }
.btn-details:hover { background: var(--color-primary); color: var(--color-white); }
.btn-request { background: var(--color-primary); color: var(--color-white); }
.btn-request:hover { background: var(--color-primary-light); }

.no-results { text-align: center; padding: 80px 20px; }
.no-results p { font-size: 0.95rem; color: var(--color-gray-400); }

/* ── Modal ── */
.modal-overlay { position: fixed; top: 0; left: 0; right: 0; bottom: 0; background: rgba(13,18,16,0.7); backdrop-filter: blur(4px); z-index: 2000; display: flex; align-items: center; justify-content: center; opacity: 0; pointer-events: none; transition: opacity var(--transition-medium); }
.modal-overlay.open { opacity: 1; pointer-events: auto; }
.modal { background: var(--color-white); border-radius: 16px; max-width: 680px; width: 90%; max-height: 85vh; overflow-y: auto; padding: 40px; position: relative; transform: translateY(30px); transition: transform var(--transition-medium); }
.modal-overlay.open .modal { transform: translateY(0); }
.modal-close { position: absolute; top: 16px; right: 20px; background: none; border: none; font-size: 1.8rem; color: var(--color-gray-300); cursor: pointer; line-height: 1; transition: var(--transition-fast); }
.modal-close:hover { color: var(--color-charcoal); }

.detail-header { display: flex; gap: 10px; margin-bottom: 16px; }
.detail-title { font-family: var(--font-display); font-size: 2rem; font-weight: 600; color: var(--color-charcoal); }
.detail-subtitle { font-size: 0.85rem; color: var(--color-gray-400); margin-bottom: 24px; }

.detail-rate-badge { background: linear-gradient(135deg, var(--color-primary-dark), var(--color-primary)); color: var(--color-white); border-radius: 12px; padding: 20px; text-align: center; margin-bottom: 24px; }
.rate-big { display: block; font-family: var(--font-display); font-size: 3.2rem; font-weight: 700; line-height: 1; }
.detail-rate-badge span:last-child { font-size: 0.8rem; opacity: 0.8; margin-top: 4px; display: block; }

.detail-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-bottom: 24px; }
.detail-metric { text-align: center; padding: 16px 12px; background: var(--color-off-white); border-radius: 8px; }
.dm-val { display: block; font-size: 1.1rem; font-weight: 700; color: var(--color-charcoal); }
.dm-lbl { display: block; font-size: 0.65rem; text-transform: uppercase; letter-spacing: 0.05em; color: var(--color-gray-400); margin-top: 4px; }
.detail-metric.positive .dm-val { color: var(--color-green); }
@media (max-width: 480px) { .detail-grid { grid-template-columns: repeat(2, 1fr); } }

.detail-bonus-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-bottom: 24px; }
.detail-bonus-grid .detail-metric { background: rgba(29,92,92,0.04); }
@media (max-width: 480px) { .detail-bonus-grid { grid-template-columns: 1fr; } }

.detail-why { background: var(--color-cream); border-left: 4px solid var(--color-primary); border-radius: 0 8px 8px 0; padding: 20px; margin-bottom: 24px; }
.detail-why h4 { font-size: 0.8rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.1em; color: var(--color-primary); margin-bottom: 8px; }
.detail-why p { font-size: 0.9rem; line-height: 1.7; color: var(--color-gray-500); }

.detail-metric.negative .dm-val { color: #C62828; }

.detail-actions { text-align: center; margin-bottom: 20px; display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }
.btn-request-full { font-family: var(--font-body); font-size: 0.85rem; font-weight: 600; padding: 14px 40px; background: var(--color-primary); color: var(--color-white); border: none; border-radius: 6px; cursor: pointer; text-transform: uppercase; letter-spacing: 0.08em; transition: var(--transition-fast); }
.btn-request-full:hover { background: var(--color-primary-light); }
.btn-roam-link { display: inline-block; font-family: var(--font-body); font-size: 0.85rem; font-weight: 600; padding: 14px 40px; background: transparent; color: var(--color-primary); border: 1.5px solid var(--color-primary); border-radius: 6px; text-decoration: none; text-transform: uppercase; letter-spacing: 0.08em; transition: var(--transition-fast); }
.btn-roam-link:hover { background: var(--color-primary); color: var(--color-white); }
.detail-disclaimer { font-size: 0.75rem; color: var(--color-gray-300); text-align: center; }

/* ── Lead Form Modal ── */
.lead-modal { max-width: 480px; }
.lead-modal-body h2 { font-family: var(--font-display); font-size: 1.6rem; font-weight: 600; margin-bottom: 8px; color: var(--color-charcoal); }
.lead-modal-body > p { font-size: 0.85rem; color: var(--color-gray-400); margin-bottom: 24px; line-height: 1.6; }
.form-row { margin-bottom: 14px; }
.form-row input, .form-row select { width: 100%; font-family: var(--font-body); font-size: 0.9rem; padding: 12px 16px; border: 1px solid var(--color-gray-200); border-radius: 8px; background: var(--color-off-white); color: var(--color-charcoal); transition: var(--transition-fast); }
.form-row input:focus, .form-row select:focus { outline: none; border-color: var(--color-primary); }
.form-row input::placeholder { color: var(--color-gray-300); }
.btn-submit { width: 100%; font-family: var(--font-body); font-size: 0.85rem; font-weight: 600; padding: 14px; background: var(--color-primary); color: var(--color-white); border: none; border-radius: 8px; cursor: pointer; text-transform: uppercase; letter-spacing: 0.08em; margin-top: 8px; transition: var(--transition-fast); }
.btn-submit:hover { background: var(--color-primary-light); }
.form-note { font-size: 0.75rem; color: var(--color-gray-300); text-align: center; margin-top: 16px; }
.form-success { text-align: center; color: var(--color-green); font-size: 0.95rem; font-weight: 500; line-height: 1.6; padding: 20px 0; }

/* ── CTA Section ── */
.cta-section { background: var(--color-primary-deeper); color: var(--color-white); padding: clamp(60px, 8vw, 100px) 0; text-align: center; }
.cta-section h2 { font-family: var(--font-display); font-size: clamp(1.6rem, 3vw, 2.4rem); font-weight: 600; margin-bottom: 12px; }
.cta-section p { font-size: 0.95rem; opacity: 0.8; margin-bottom: 32px; max-width: 560px; margin-left: auto; margin-right: auto; }
.btn-cta { display: inline-block; font-family: var(--font-body); font-size: 0.85rem; font-weight: 600; padding: 14px 40px; background: var(--color-gold); color: var(--color-black); border-radius: 6px; text-decoration: none; text-transform: uppercase; letter-spacing: 0.08em; transition: var(--transition-fast); }
.btn-cta:hover { background: var(--color-gold-light); }

/* ── Footer ── */
.footer { background: var(--color-black); color: var(--color-gray-300); padding: 48px 0 32px; }
.footer-content { display: flex; justify-content: space-between; align-items: flex-start; gap: 40px; margin-bottom: 32px; flex-wrap: wrap; }
.footer-brand { max-width: 320px; }
.footer-logo { height: 36px; margin-bottom: 12px; }
.footer-brand p { font-size: 0.8rem; line-height: 1.6; opacity: 0.6; }
.footer-links { display: flex; flex-direction: column; gap: 8px; }
.footer-links a { font-size: 0.8rem; color: var(--color-gray-300); text-decoration: none; transition: var(--transition-fast); }
.footer-links a:hover { color: var(--color-gold); }
.footer-contact { display: flex; flex-direction: column; gap: 8px; }
.footer-contact a { font-size: 0.8rem; color: var(--color-gray-300); text-decoration: none; transition: var(--transition-fast); }
.footer-contact a:hover { color: var(--color-gold); }
.footer-legal { border-top: 1px solid rgba(255,255,255,0.08); padding-top: 24px; }
.footer-legal p { font-size: 0.7rem; opacity: 0.4; text-align: center; }